Credit Assistance Programs in Fairfax, VA
The Ted Britt Ford finance department offers our Fairfax customers access to credit assistance and available bankruptcy approval programs designed to help even the most credit challenged individuals obtain a new or used car. Regardless of your current credit score or your previous credit history, Ted Britt Ford wants to help with your next car loan or lease. Complete our online finance application today!
What Documentation Should You Bring to the Dealership for Financing?
Valid Driver's License
Verify your license is not expired, revoked, or suspended. Also ensure the address listed on your driver's license is current and matches your state of residence.
Proof of Insurance
Take care to include the name of your agent and a reliable contact number. Preemptively adding a new car to your policy will not be necessary until approval.
Proof of Residency
A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.
Proof of Employment
For approval, a recent (within 30 days) pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of professionally prepared tax returns.
Personal References
Most finance professionals expect six references. A reference means any individual that knows you personally -- be it a family member, friend, or work colleague. Your list should include full names, addresses, and phone numbers. Keep in mind your references cannot reside at the same address. As a courtesy, get permission from your references before listing them as a lender may contact them.
Phone Number Verification
Any phone number provided must be in service and under the applicant's name. Prepaid cell phone numbers will not be accepted.
What Documentation Should You Bring to the Dealership for Financing?
Can I get financing with a bad credit history?
Yes, at Ted Britt Ford of Fairfax, we specialize in assisting customers with various credit backgrounds, including those with bad credit. Our Credit Assistance Programs are designed to help you secure the financing you need.
What if I have no prior automotive credit?
We welcome first-time buyers! Our programs are tailored to assist individuals without prior automotive credit, ensuring you have access to the vehicles you desire.
How can I start the financing process?
You can begin by completing our online credit application. Once submitted, our finance professionals will review your information and guide you through the next steps.
Are there special programs for recent graduates?
Yes, we offer a College Graduate Program that provides financial incentives to recent graduates. This program is designed to make it easier for you to get into a new Ford vehicle.
What if I'm currently in an open Chapter 13 bankruptcy?
We can assist you through this process. You'll need to provide the necessary paperwork after receiving an Authorization to Incur Additional Debt from the court. Our team will guide you through each step to ensure a smooth experience.
At Ted Britt Ford of Fairfax, we're committed to making the financing process as seamless as possible, regardless of your credit situation. Visit us today and let us help you drive away in the vehicle you deserve.